Welcome to the HJS Financial Planning Team

Iain McCulloch

Managing Director

Iain is a FCA regulated financial planner who has worked in the industry since 1999, specialising in pensions, investments and tax planning.

Peter Winter


Peter started his career in 1999 and has worked with some of the leading Financial Services companies in the world including HSBC and Zurich. He is both a Fellow of the CII and a Chartered Financial Planner. Peter believes passionately in using state of the art Lifestyle planning tools to help his clients achieve financial freedom.

Hannah Donoghue

Financial Planner

Hannah has over 15 years experience in the Financial Services profession, specialising in Lifestyle Financial Planning.

Colin Higgin-Botham

Compliance Manager

Colin has been in the Financial Services industry for nearly 30 years, firstly as an adviser and then he moved to the compliance field. He brings a wealth of experience and provides practical support to our staff in the field of compliance, ensuring that our clients are kept at the forefront of our business planning.

HJS Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority number 755721 and is registered in England under the company registration number 06976226. Registered office: 12-14 Carlton Place, Southampton, Hampshire, SO15 2EA.